SR-22 when you need it
An SR-22 insurance policy is a certificate of insurance that shows the department proof of insurance for the future, as required by law. SR-22 is a motor vehicle liability insurance which requires the insurance company to certify coverage to the Division of Motor Vehicles, and the insurance company must notify DMV any time the policy is canceled, terminated or lapses. You do not need to own a car to buy this kind of insurance. If you do not own a car, ask your insurance company about a non-owner SR-22 policy.
Why Do I Need an SR-22?
The most common reasons people need an SR-22 are because of a DUI or DWI, driving without insurance, or driving with a suspended license. Bottom line: You’ll need an SR-22 if you’re caught breaking the law in certain situations while you’re driving.
If you need an SR-22, don’t fret. Edith Estes Insurance can help you with SR-22 filing and maintenance every step of the way, so you won’t be left wondering what to do next.